How much insulation to add: a worked example
The math has three steps. Existing R = depth x R per inch. R to add = target R - existing R. Depth to add = R to add / R per inch of the new material.
Example: a 1,000 sq ft attic in climate zone 5 has 3.5 inches of fiberglass batts, about R11. ENERGY STAR recommends R49 when adding to 3-4 inches of existing insulation, so you need to add R38. Blown cellulose at R3.5 per inch means 38 / 3.5 = 10.9 inches of settled depth. If the bag chart says one bag covers 21 sq ft at R38, you need 1,000 / 21 = 47.6, so 48 bags. At $15 a bag that is about $720 in material.
Bag coverage shrinks as depth grows, so the calculator scales the chart row you enter: coverage at your R = chart coverage x chart R / R you are adding.